1. Terms Of Use and Services
These terms govern your use and access to our services at our IndiQare Client App (“Services”). By using our Services, you agree to be bound by these Terms and our Privacy Policy. If you use our Services on behalf of an organization, you agree to these Terms on behalf of that organization.
2. Privacy Policy
IndiQube is committed to protecting your privacy. This policy explains how personal information is collected, used and safeguarded while you use the IndiQare Client App. IndiQube may update or modify this Privacy Policy and will post changes on this page.
a) What personal information do we collect?
Registration may require your first and last name, email address and phone number. If your organization has opted to use our services, we may also collect your address and PIN code. Customer support may request additional information to resolve concerns or grievances.
b) When do we collect information?
Information is collected when you register on the IndiQare Client App or voluntarily provide information while accessing our services.
c) How do we use your information?
We use your information to optimize your experience, support efficient service delivery and improve our offerings. Unless your organization explicitly opts in, you will not receive events, announcements or offer-related messages.
- Personalized Experience: Tailored content, recommendations and offerings based on preferences and interaction history, only if opted in.
- Responsive Support: Customer service inquiries are handled to provide prompt and helpful support.
- Optional Engagement: Events, announcements, surveys and feature-specific programs are optional and available only if opted in.
- Secure Transactions: Orders and transactions are processed securely and efficiently.
- Essential Updates: Operational and transactional communications may be sent for important service-related updates.
- Satisfaction Follow-up: Follow-up may be conducted after correspondence to confirm resolution and satisfaction.
3. Marketing Communications
Unless you expressly opt in, you will not receive promotional, advertising or marketing-related communications. You may update communication preferences at any time through account settings or by contacting support.
Marketing consent is separate from consent for service delivery and may be withdrawn without affecting core services. Prior consent will be obtained before personal data is used for marketing, promotional, publicity or social media purposes.
4. How Do We Protect Your Information?
A. Privacy and Data Security Policy
IndiQube uses physical, electronic and administrative safeguards designed to prevent unauthorized access, disclosure or misuse of personal information.
B. Secure Payment Processing
Credit/debit card, UPI and other payment-mode transactions are securely processed through a trusted PCI-compliant external payment gateway. Payment information is not stored or processed on IndiQube servers. Transactions are handled by an authorized payment gateway provider in compliance with RBI guidelines and regulatory standards.
C. Data Sharing and Confidentiality
Personal information will not be sold, distributed or leased to third parties, except when required under applicable law. Personal data may be shared with:
- PCI-compliant payment gateway providers for processing transactions.
- Cloud infrastructure providers hosting the IndiQare Client App.
- Service partners assigned to your service requests.
- Client administrators where the App is provided through your employer or organization.
Personal data is not transferred outside India.
D. Access to Personal Information
You may request access to personal information held about you and may review, update or verify it through the Helpdesk section of the mobile app or by emailing helpdesk@indiqube.com.
End User Rights
Right to Access
Request information about the personal data processed, including its purpose, categories and sharing parties.
Right to Correction
Request correction of inaccurate or incomplete personal data.
Right to Erasure
Request deletion of personal data unless retention is legally required.
Right to Nominate
Nominate another individual to exercise your rights under the DPDPA in the event of death or incapacity.
Right to Grievance Redressal
File grievances through the grievance mechanism described below.
Right to Withdraw Consent
Withdraw consent at any time through the App or Helpdesk.
F. Correction and Updates
Requests for correction of incorrect or incomplete information may be submitted through the Helpdesk or email. Requests will be acknowledged within 24 hours and resolved within 30 days. Complex requests may take up to 90 days, in which case the extended timeline will be communicated.
Data Retention, Children’s Data & External Links
G. Data Retention and Deletion
Personal data is retained only as long as necessary for the purpose for which it was collected or as required by applicable law. Upon fulfilment of purpose or withdrawal of consent, data shall be deleted within a reasonable period not exceeding 30 days, unless retention is legally mandated.
H. Children’s Data
The IndiQare Client App is not directed at children under 18. If IndiQube becomes aware that a child’s personal data has been processed without verifiable parental consent, that data shall be deleted forthwith.
I. Links to Other Websites
Third-party links may be provided for convenience. IndiQube does not control external websites and is not responsible for their privacy practices, security or content. Users should review the privacy policies and terms applicable to third-party sites.
Refund & Cancellation Policy
If a user chooses to cancel or close their IndiQare account, any balance remaining in the IndiQare wallet, if applicable, will be refunded to the original source.
Security Disclaimer
IndiQube is not liable for loss, damage or expense, including data loss, business interruption or reputational harm, arising from cyber-attacks, unauthorized access, denial-of-service, malware, data breaches, content compromise or other security incidents affecting the IndiQare Client App or its infrastructure.
Cybersecurity is a shared responsibility. Users are responsible for securing devices and accounts, using strong passwords, safeguarding content beyond explicit Digital Rights Management (DRM), avoiding account sharing and installing updates notified by IndiQube.
Governing Laws
Use of the IndiQare Client App and disputes arising from such use shall be governed by the laws of India, and legal proceedings shall be subject to Indian jurisdiction.
Grievance Redressal
IndiQare follows an escalation matrix to ensure concerns are routed to the appropriate team. Before escalating to a higher level, users should exhaust previous levels where the concern remains unresolved or unsatisfactorily resolved.
Level 1 — Helpdesk Menu
Register the complaint through the Helpdesk Menu in the IndiQare Client App.
Level 2 — Email Escalation
Email helpdesk@indiqube.com if Level 1 is not resolved satisfactorily.
Level 3 — Helpdesk Manager
Name: Alankrita Bhushan
Email: helpdesk@indiqube.com
Phone: 77958 24720
Working Hours: Mon–Fri, 09:30 AM to 06:30 PM
- User’s name.
- Registered contact number.
- Ticket number of the complaint registered at Level 1.
- Details explaining why previous resolutions were unsatisfactory.
IndiQare aims to provide a first response within 1 business day and resolve Level 3 complaints within 3 business days. Any delay will be proactively communicated.